Legacy Planning

Larry is an expert in Legacy Planning and he can assist you in setting up a Legacy Plan for your family, whereby your assets are bequeathed to your loved ones, following your death.

Clow Wealth Management Services provides Legacy Planning 

which is intended to prepare you for your own passing. Our Wealth Management Philosophy is to integrate all aspects of your financial portfolio. 

Included in this strategy is the Legacy Planning directives that are intended to 

pass your wealth on to the next generation. 

A comprehensive legacy plan includes:

• Last wishes for a funeral or a memorial service
• How you want personal property like estates disbursed
• Setting up a trust, setting up a will, setting up a pour over will, or setting up a combination of all of these which includes healthcare directives
• Financial instruments used to fund the estate plan and pay for final expenses
• Locations of documents and a list of key contacts

Legacy Planning gives the assurance that the financial security of your loved ones 

is secured and, at the same time, offers the flexibility in managing liquidity needs 

without compromising the overall legacy plan.

The Framework of a Legacy Plan

Topics covered include:

* Insurance Coverage 

* Asset distribution

* Last wishes

* Estate plans

* Last will and testament

* Power of attorney

* Health care directives

* Beneficiary designations

* Document locator

While some cases are due to deliberate wishes and acts of the deceased, it is good to understand that insurance policies also create liquidity to support an equitable wealth distribution through legacy planning.